Central Bank Digital Currency Economics Training Course

 Central Bank Digital Currency Economics Training Course 

Introduction 

Central Bank Digital Currency (CBDC) Economics Training Course provides a comprehensive understanding of the economic, monetary, financial, technological, and regulatory dimensions of Central Bank Digital Currencies. The course examines CBDC design, digital money economics, monetary policy transmission, financial stability, payment systems, digital financial inclusion, banking-sector transformation, privacy, cybersecurity, and cross-border payments. Participants will explore how CBDCs can reshape the monetary system, improve payment efficiency, strengthen financial inclusion, and influence the relationship between central banks, commercial banks, businesses, governments, and consumers. 

The training provides practical and strategic knowledge for evaluating CBDC opportunities, risks, and implementation frameworks in emerging and advanced economies. Through international case studies and applied economic analysis, participants will examine experiences such as the e-CNY in China, e-Naira in Nigeria, Sand Dollar in The Bahamas, JAM-DEX in Jamaica, and the digital euro initiative in Europe. The course develops the ability to assess CBDC business models, economic impacts, monetary policy implications, regulatory requirements, and adoption challenges while supporting evidence-based decision-making for central banks, financial institutions, governments, regulators, and policymakers. 

Course Objectives 

By the end of this course, participants will be able to: 

1. Explain CBDC economics, digital money, and monetary innovation. 
2. Analyze CBDC impacts on monetary policy and money supply. 
3. Evaluate CBDC effects on commercial banking and credit creation. 
4. Assess financial stability, liquidity, and systemic risks. 
5. Examine CBDC implications for financial inclusion and economic development. 
6. Analyze CBDC payment-system efficiency and innovation. 
7. Evaluate privacy, cybersecurity, and digital identity considerations. 
8. Examine CBDC regulatory and legal frameworks. 
9. Assess cross-border CBDC payments and international monetary cooperation. 
10. Develop CBDC economic impact assessments and feasibility frameworks. 
11. Compare global CBDC models and implementation strategies. 
12. Evaluate CBDC adoption, consumer behavior, and network effects. 
13. Apply economic evidence to CBDC policy and implementation decisions. 

Organizational Benefits
 

1. Strengthens digital-money and CBDC policy capabilities. 
2. Improves monetary and financial-risk assessment. 
3. Supports evidence-based CBDC decision-making. 
4. Enhances digital-payment transformation strategies. 
5. Strengthens financial inclusion planning. 
6. Improves regulatory and governance readiness. 
7. Builds institutional understanding of emerging monetary technologies. 
8. Supports cross-border payment innovation. 
9. Enhances cybersecurity and financial-stability awareness. 
10. Develops future-ready digital finance leadership. 

Target Audiences
 

1. Central bank officials and monetary policymakers 
2. Government officials and economic planners 
3. Financial regulators and supervisory authorities 
4. Commercial bank executives and professionals 
5. Fintech and digital-payment professionals 
6. Economists, financial analysts, and researchers 
7. Treasury, finance, and risk-management professionals 
8. Consultants, academics, and development-sector professionals 

Course Duration: 5 days

Course Modules

Module 1: Foundations of CBDC Economics
 

• Evolution of money from cash to digital currencies 
• CBDC concepts, classifications, and economic characteristics 
• Retail CBDC versus wholesale CBDC 
• Economic drivers of CBDC development 
• CBDC stakeholders and ecosystem structures 
• Global case study: The Bahamas Sand Dollar 

Module 2: CBDC and Monetary Policy
 

• CBDC effects on money supply and monetary aggregates 
• Monetary policy transmission mechanisms 
• Interest-bearing versus non-interest-bearing CBDCs 
• CBDCs and central bank balance sheets 
• Implications for inflation and monetary stability 
• Global case study: China’s e-CNY 

Module 3: CBDC and the Banking Sector
 

• Commercial bank deposits and CBDC substitution 
• Credit creation and financial intermediation 
• Bank funding and liquidity implications 
• CBDC impacts on lending and interest rates 
• Managing bank disintermediation risks 
• Global case study: Nigeria’s e-Naira 

Module 4: Financial Stability and Economic Risks
 

• CBDC liquidity and systemic-risk assessment 
• Bank-run dynamics and digital financial contagion 
• Cybersecurity and operational resilience 
• CBDC design trade-offs and risk mitigation 
• Crisis management and financial stability tools 
• Global case study: Lessons from international CBDC pilots 

Module 5: CBDC, Payments and Financial Inclusion
 

• Digital payment efficiency and transaction costs 
• CBDCs and underserved populations 
• Digital identity and accessibility 
• Consumer adoption and behavioral economics 
• CBDCs and economic participation 
• Global case study: Jamaica’s JAM-DEX 

Module 6: CBDC Regulation, Privacy and Governance
 

• Legal foundations and regulatory frameworks 
• Data privacy and consumer protection 
• AML/CFT considerations and compliance 
• Governance, accountability, and institutional roles 
• Cybersecurity and digital identity governance 
• Global case study: European digital euro policy framework 

Module 7: Cross-Border CBDC Economics
 

• CBDCs and international payment efficiency 
• Exchange-rate and foreign-exchange implications 
• CBDC interoperability and settlement systems 
• Cross-border monetary-policy considerations 
• International cooperation and regulatory coordination 
• Global case study: Project mBridge and multi-CBDC experimentation 

Module 8: CBDC Strategy, Implementation and Economic Evaluation
 

• CBDC feasibility studies and economic impact analysis 
• Cost-benefit analysis and implementation models 
• Adoption strategies and stakeholder engagement 
• Measuring economic, social, and financial outcomes 
• Developing CBDC policy recommendations 
• Global case study: Comparative lessons from leading CBDC programs 

Training Methodology
 

• Instructor-led presentations and interactive lectures 
• Practical CBDC economic analysis and policy exercises 
• International case studies and comparative analysis 
• Group discussions, simulations, and problem-solving activities 
• Scenario-based monetary and financial-policy exercises 
• Facilitated question-and-answer sessions 
• CBDC feasibility and impact-assessment exercises 
• Final strategic implementation workshop 

Register as a group from 3 participants for a Discount

Send us an email: info@datastatresearch.org or call +254724527104

Certification

Upon successful completion of this training, participants will be issued with a globally- recognized certificate.

Tailor-Made Course

We also offer tailor-made courses based on your needs.

Key Notes

a. The participant must be conversant with English.
 
b. Upon completion of training the participant will be issued with an Authorized Training Certificate
 
c. Course duration is flexible and the contents can be modified to fit any number of days.
 
d. The course fee includes facilitation training materials, 2 coffee breaks, buffet lunch and A Certificate upon successful completion of Training.
 
e. One-year post-training support Consultation and Coaching provided after the course.
 
f. Payment should be done at least a week before commence of the training, to DATASTAT CONSULTANCY LTD account, as indicated in the invoice so as to enable us prepare better for you.